It Is Important For You To Have A Financial Plan

We are all dependent on sufficient income at the various stages of our lives to achieve what we want out of life. It is therefore important that we have a plan. Without a plan we are likely to be disapointed as we fail to achieve one or more of our goals.

Our role as financial planners is to look at your objectives and produce a plan, financial review, health check (or review the plan you already have) that will enable you to achieve as many of your goals as possible. We understand the complexities of the financial products that are available to you and which will be best suited to your requirements.

The process of financial planning is not an exact science because no one knows what the future will hold. Our recommendations are therefore based on a series of assumptions which we will seek to justify to you. The process starts with the detailed confidential questionnaire that we will ask you to complete.

If you decide to implement our recommendations, which will be confirmed to you in writing, that is just another step in the process. Naturally, as time passes, some of the assumptions will no doubt be found to have been incorrect and there will be changes to tax legislation, as well as changes to investment returns and the economic situation generally. We will therefore agree with you to review your financial planning at regular intervals and make adjustments as and when necessary.

If you would like to have a no-obligation discussion with an adviser about creating or reviewing your financial plan please contact us on enquiries@arch-fp.co.uk or telephone 01483 204600 (if local) or 0845 3700 660 (local call charge only) and ask for Sarah Bond.

You Are Unique

The financial plan that we produce will be unique to you and your situation. What we mean by that is the fact that there is no standard solution to your personal goals and priorities. One area that will make a big impact on our recommendations is your attitude to investment risk. However, your attitude to many other risks such as the risk of death or disability will also affect the plan that is most suitable for you.

For your financial plan please contact us on enquiries@arch-fp.co.uk or telephone 01483 204600 (if local) or 0845 3700 660 (local call charge only) and ask for Sarah Bond.

Where Next For The Economy?

We have produced a précis of the economic outlook which was expounded by Stephanie Flanders, the BBC's Economic Editor, at the New Model Adviser Conference and Awards which took place in the Lancaster London Hotel on 12th and 13th January.

Stephanie said that this has been an unusual recession and gave examples such as the fact that we have not seen the level of corporate failures as in past recessions.

Stephanie also dealt with what we should look out for in 2012 and what is happening to the Euro.

The Outlook is More Encouraging From Kazakhstan!

If, as investors, we could get a better grip of what is happening in places like Kazakhstan and the way that the needs and desires of peoples like the Kazakhs will drive the world’s economy, we would stop leaving quite so much money in deposit accounts where it is of little use to anyone.  Instead we would invest in companies both here and abroad which can take advantage of the great global advancement in places which, until now, we might have found difficulty in finding them easily on a map.

For more information on this please refer to the Arch Blog.